The Credit Secrets Bible
I recently ordered this program and its great I had overwhelming debt and it taught me how to reduce my credit card debt by at least 35% and you know that normally you would have to pay a credit counselor for that but I ordered this program instead and did it myself that way I KNOW that it was done. I am now CLEANING up my credit and my credit score has went up at least 159 points. Also I didn't know that there was a 4th credit bureau either, this program works wonders!!!! 5 stars anyone would be crazy to pass it up unless you already have excellent credit.